Mortgage/Subprime Lending Fraud
Dallas Mortgage Fraud Attorney
Fort Worth Sub Prime Lending Lawyer
Since the explosion of foreclosures in the subprime mortgage market, state and federal investigators have increased their investigations into mortgage and subprime lending fraud. Typically, mortgage fraud investigations target loan applications and the financial information reported on them. In cases where a number of subprime loans have resulted in foreclosures, investigators may target a bank under the assumption that their underwriters or brokers falsified mortgage loan applications.
At Fitzpatrick Hagood Smith & Uhl LLP, our attorneys work with accountants and investigators in defending clients charged with subprime lending and mortgage fraud. We review a loan applicant's financial records to determine the source of facts and discrepancies in the records. Rather than assume a mortgage lender or broker is responsible for falsifying documents, we follow the loan process itself to determine what was reported and when.
If you are facing mortgage fraud charges, contact the law office of Fitzpatrick Hagood Smith & Uhl today and schedule an appointment to learn how we can help you.
Allegations of Mortgage Fraud and Subprime Lending Fraud
Our office represents banks, real estate investors, home owners, brokers, construction companies, appraisers and others in cases involving mortgage fraud associated with the following:
- Over-reported assets
- Failure to disclose primary or secondary residence
- Questionable underwriting decisions
- Inflating salary and earnings information
- Fraudulent loan application information
- Misrepresenting information about renters or purchasing agreements
- Foreclosure fraud
We Establish a Balance of Power in Federal Cases of Mortgage Fraud
Federal investigators usually take months or years to investigate a case and gather relevant evidence. Once they believe they have enough information and proof to establish their case, they will indict a suspect. Afterwards, federal prosecutors go to trial very quickly - sometimes within 70 days - leaving the defense very little time to prepare information, contact witnesses, review the government's evidence, and conduct its investigation.
At Fitzpatrick Hagood Smith & Uhl, many of our lawyers have experience as prosecutors. We understand how investigators work, the limitations they often work under, and how they select facts that support their case while ignoring other evidence. Our experience in handling federal cases means we have the resources needed to confront prosecutors on questionable assumptions and quick-to-judge indictments that are contradicted by evidence they've ignored.
Contact Mortgage Fraud and Subprime Lending Fraud Attorneys
Our experience as state and federal prosecutors also means we understand how to preempt an investigation and re-direct the attention of prosecutors towards others. In mortgage fraud and subprime lending fraud cases, this requires an ability to anticipate where investigators are likely to look and staying one step ahead of them.
As your attorneys, we have the knowledge and experience to anticipate the direction of an investigation and convince investigators to look elsewhere when the evidence doesn't support their suspicions against our client. To schedule an appointment and discuss your case, contact mortgage fraud lawyers at Fitzpatrick Hagood Smith & Uhl today.